Why are so many banks in Charlotte?

Like in most southern towns, the Civil War was devastating but by the 1870s, Charlotte emerged as a rail center and textile hub in need of a local bank. In response, local business leaders started raising money to build banks .

What bank has the most branches and ATMs?

JPMorgan Chase JPMorgan Chase, or Chase Bank, is the biggest bank in America with nearly $3.4 trillion in assets. It boasts a vast network of over 4,800 physical branches and more than 15,000 ATMs.

Which bank has the most branches in NC?

What is the most popular bank in North Carolina? It indicates an expandable section or menu, or sometimes previous / next navigation options. Truist is probably the most popular bank in North Carolina, because it has the most branches in the most cities.

Is Charlotte the biggest banking city?

Financial experts know Charlotte as the nation's second largest banking center (next to New York City), with more than $362 billion in banking assets.

What big banks are in Charlotte NC?

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America . Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union.

What U.S. Bank is in all 50 states?

What bank operates in all 50 states? No bank currently operates a branch location in all 50 states , though several of the nation's largest institutions come close.

What is the best bank to deal with?

Capital One 360 Checking ranks as one of our best checking accounts. It doesn't charge any overdraft, foreign transaction, or monthly service fees, and Capital One doesn't require any minimum opening deposits. The bank ranks No. 1 on J.D. Power's U.S. National Banking Satisfaction Study.

Why does North Carolina have so many banks?

A predominantly rural state in the early 19th century, North Carolina allowed branching as a means to get banks into more communities than otherwise possible . “To get banking services in the Carolinas at all they had to tap capital from people in a number of different places,” Broome says.

Why is Charlotte North Carolina so popular?

As the New South dawned after the Civil War, Charlotte took off—first as a railroad junction and then as a cotton mill hub. Today, it is one of America's largest banking centers and one of the nation's fastest-growing metropolitan areas . Newcomers roll in daily from across the United States and around the globe.

Why is bofa headquartered in Charlotte?

There may be other reasons for Bank of America to stay anchored in Charlotte. The effective tax rate for an established company headquartered in North Carolina is about 10% , according to the nonprofit Tax Foundation, less than New York's 25% and Massachusetts' 15%.

Is Charlotte good for banking?

Charlotte has long been known as a financial services powerhouse , and for good reason.

Bank and ATM Locations in Charlotte NC (2024)

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1
Bank + ATM | 0.26 miles
TRYON AT 3RD
301 S TRYON ST 1ST FL
CHARLOTTE, NC,28282
Phone: 704-335-5878
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
2
ATM | 0.3 miles
TRYON ST
204 N TRYON ST
CHARLOTTE, NC,28202
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
ATMs (1)
Hours vary

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
3
ATM | 0.31 miles
THREE WELLS FARGO CENTER
401 SOUTH TRYON STREET
CHARLOTTE, NC,28202
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
ATMs (2)
Hours vary

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
4
Bank + ATM | 1.14 miles
DILWORTH
1625 SOUTH BLVD
CHARLOTTE, NC,28203
Phone: 704-383-5803
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
5
ATM | 1.47 miles
CHARLOTTE WEST
1527 W MOREHEAD ST
CHARLOTTE, NC,28208
Phone: 800-869-3557
Services and Information
Outage Alert

Unavailable: ATMs

Features
- Envelope-Free^SM ATM
- Digital wallet access
- Drive up
ATMs (1)
24 hours

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
6
ATM | 1.59 miles
JC SMITH UNIVERSITY
100 BEATTIES FORD RD
CHARLOTTE, NC,28216
Phone: 800-869-3557
Services and Information
Features
- ATM Withdrawals only - no deposits
- Digital wallet access
ATMs (1)
24 hours
7
Bank + ATM | 1.7 miles
PLAZA
1616 CENTRAL AVE
CHARLOTTE, NC,28205
Phone: 704-383-5804
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (3)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
8
Bank + ATM | 2.02 miles
MYERS PARK
839 PROVIDENCE RD
CHARLOTTE, NC,28207
Phone: 704-383-5806
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (1)
Hours vary
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
9
Bank + ATM | 2.31 miles
SOUTH BOULEVARD
2910 SOUTH BLVD
CHARLOTTE, NC,28209
Phone: 704-523-3113
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
10
Bank + ATM | 2.71 miles
FREEDOM DRIVE
2803 FREEDOM DR
CHARLOTTE, NC,28208
Phone: 704-383-5827
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
11
ATM | 3.2 miles
BEATTIES FORD ROAD
2512 BEATTIES FORD RD
CHARLOTTE, NC,28216
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
- Drive up
ATMs (2)
24 hours

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
12
Bank + ATM | 3.45 miles
SUGAW CREEK
4111 N TRYON ST
CHARLOTTE, NC,28206
Phone: 704-596-8646
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
ATMs (3)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
13
ATM | 3.53 miles
PARK ROAD SHOP CTR REMOTE ATM
4323 PARK RD
CHARLOTTE, NC,28209
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
- Drive up
ATMs (1)
24 hours

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
14
Bank + ATM | 3.74 miles
PARK ROAD
4501 PARK RD
CHARLOTTE, NC,28209
Phone: 704-522-1022
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
15
Bank + ATM | 4.05 miles
COTSWOLD
200 S SHARON AMITY RD
CHARLOTTE, NC,28211
Phone: 704-367-2556
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
16
ATM | 4.21 miles
QUIKTRIP STORE 1036
4270 TRAILER DR
CHARLOTTE, NC,28269
Phone: 800-869-3557
Services and Information
Features
- ATM Withdrawals only - no deposits
- Digital wallet access
ATMs (1)
24 hours
17
Bank + ATM | 4.78 miles
TYVOLA
712 TYVOLA RD
CHARLOTTE, NC,28217
Phone: 704-527-6066
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
18
Bank + ATM | 4.87 miles
HOVIS ROAD
5641 HOVIS RD
CHARLOTTE, NC,28216
Phone: 704-391-7679
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
19
ATM | 4.88 miles
QUIKTRIP #1016
5708 N TRYON ST
CHARLOTTE, NC,28213
Phone: 800-869-3557
Services and Information
Features
- ATM Withdrawals only - no deposits
- Digital wallet access
ATMs (1)
24 hours
20
Bank + ATM | 5.0 miles
CARNEGIE
6101 FAIRVIEW RD FL 1
CHARLOTTE, NC,28210
Phone: 704-383-8944
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
ATMs (2)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
21
ATM | 5.28 miles
EASTLAND MALL MB
5637 ALBEMARLE RD
CHARLOTTE, NC,28212
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
- Drive up
ATMs (1)
24 hours

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
22
Bank + ATM | 5.28 miles
EASTLAND MALL
5648 CENTRAL AVE
CHARLOTTE, NC,28212
Phone: 704-383-5819
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat-Sun closed
ATMs (4)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
23
ATM | 5.29 miles
HAMPSHIRE HILLS (NORTHMORE) OFFSITE
6117 THE PLAZA
CHARLOTTE, NC,28215
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
ATMs (1)
Hours vary

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
24
Bank + ATM | 5.31 miles
STARMOUNT
6101 SOUTH BLVD
CHARLOTTE, NC,28217
Phone: 704-383-5824
Services and Information
Lobby Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
Drive-Up Hours
- Mon-Fri 09:00 AM-05:00 PM
- Sat 09:00 AM-12:00 PM
- Sun closed
ATMs (3)
24 hours
ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day
25
ATM | 5.57 miles
FOXCROFT SHOPPING CENTER
7800 FAIRVIEW RD
CHARLOTTE, NC,28226
Phone: 800-869-3557
Services and Information
Features
- Envelope-Free^SM ATM
- Digital wallet access
ATMs (1)
24 hours

ATM Deposit Cutoff
- Mon-Fri 09:00 PM same day
- Sat-Sun & holidays: Next business day

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Equal Housing Lender

Bank Within a Location

A Bank located in a grocery store. These locations have ATMs, teller services, and a private office for customer meetings.

Make an appointment

These locations allow you to schedule an appointment to meet with a Wells Fargo banker at a time that works for you.

Notary Service

Banking locations with a notary service available. Please call the location in advance to meet with a notary.

ATM Deposit Cutoff

Checks deposited at Envelope-Free^SM ATMs before 9:00 pm weekdays are considered received that same day. Checks deposited after 9:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

ATM Deposit Cutoff

Checks deposited at Envelope-Free^SM ATMs before 8:00 pm weekdays are considered received that same day. Checks deposited after 8:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

Digital wallet access

Add your Wells Fargo Debit or EasyPay® Cards to your digital wallet to easily access your accounts at a Wells Fargo ATM displaying the contactless symbol.

Important information

Digital wallet access is available at Wells Fargo ATMs displaying the contactless symbol for Wells Fargo Debit and Wells Fargo EasyPay® Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

ATM Access Code

Use the Wells Fargo Mobile® app to request an ATM Access Code to access your accounts without your debit card at any Wells Fargo ATM.

Important information

ATM Access Codes are available for use at all Wells Fargo ATMs for Wells Fargo Debit and ATM Cards, and Wells Fargo EasyPay® Cards using the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

Bank and ATM Locations in Charlotte NC (2024)

Bank Within a Location

Make an appointment

Notary Service

ATM Deposit Cutoff

ATM Deposit Cutoff

Digital wallet access

ATM Access Code

FAQs

Why are so many banks in Charlotte? ›

Is Charlotte good for banking? ›